S&T Bancorp Inc — AI technical analysis, September 2026
NYSE/NASDAQ · Banking
AI Recommendation
HOLD
Technical score 100/100
Last price: $50.60 · 52W range $34.38 – $53.50
Short answer
Should you buy STBA right now? Stockgaide's AI rates STBA as
HOLD, with a technical score of
100/100 at a last price of $50.60.
The 50-day average is above the 200-day average, and RSI sits at 53.0.
Wall Street's consensus rating is 2.38/5.
Full AI analysis for STBA
Strategic Conclusion
Recommendation: Hold
Why? S&T Bancorp trades near its 52-week high with a cheap P/E of 12.53 and a strong 4.67% dividend yield, but short-term momentum is mixed: price is below the SMA50, MACD is slightly bearish, and RSI is neutral. Analyst consensus is moderately positive (2.38), but not strong enough to justify chasing at current levels.
Ideal profile: Long-term income investor; short-term traders should wait for a clearer breakout or pullback.
Practical action: Hold existing positions. New buyers should wait for a pullback toward $47 or a confirmed daily close above $53.50 before adding.
1. Recent Price & Momentum
Current price $49.99 is only 6.6% below the 52-week high of $53.50 and 45% above the low of $34.38 — clearly in the upper part of the range.
The stock is consolidating just below resistance; short-term scenarios are either a breakout above $53.50 or a drift back toward the SMA50 at $50.46 and then the $47–$48 support zone.
2. Valuation (P/E)
P/E TTM of 12.53 is attractive for a regional bank and broadly in line with or below the sector average.
The market is not pricing in aggressive growth; the multiple leaves room for upside if earnings hold, while the 4.67% dividend provides a solid floor.
3. Technical Analysis
SMA50 ($50.46) is above SMA200 ($44.87), confirming a medium-term uptrend, but the price is currently below the SMA50 — a short-term caution sign.
RSI at 45.4 is neutral, neither overbought nor oversold.
MACD (-0.185) is below its signal line (-0.179) with a negative histogram, indicating weak bearish momentum.
Technical score of 70/100 says BUY, but the underlying momentum indicators are mixed, so the score overstates near-term strength.
4. Analyst Consensus
Mean rating 2.38/5 with 6 buy, 7 hold, and 0 sell — a moderately positive but cautious consensus.
This aligns with a Hold stance: no one is recommending selling, but the majority are not aggressive buyers either. The technical score is more bullish than the analyst average, while MACD and RSI are more cautious — reinforcing the case to wait for a better entry.
Technical signal details
Rule-based read from price and momentum indicators only — the score behind the AI's recommendation above. Technical score: 100/100 (BUY).
50-day moving average is above the 200-day — medium-term uptrend (golden-cross territory).
MACD is above its signal line — bullish momentum.
RSI at 52.99 — neutral momentum.
Wall Street consensus rating of 2.38 — moderately positive.
Stockgaide's AI currently rates STBA as HOLD, with a technical score of 100 out of 100 at a last price of $50.60. This is educational content, not investment advice.
Is STBA in an uptrend?
STBA's 50-day moving average (50.49) is above its 200-day moving average (44.92), which points to a medium-term uptrend.
What is STBA's RSI today?
STBA has a 14-day RSI of 53.0, which places it in neutral territory (above 70 is overbought, below 30 is oversold).
What do analysts say about STBA?
Wall Street analysts covering STBA have a consensus rating of 2.38 out of 5 (1 = Strong Buy), meaning they are moderately positive — 6 Buy · 7 Hold · 0 Sell.
Where is STBA trading in its 52-week range?
STBA last traded at $50.60, against a 52-week range of $34.38 to $53.50 — about 85% of the way up that range.
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