Federal National Mortgage Association — AI technical analysis, September 2026
NYSE/NASDAQ · Financial Services
AI Recommendation
HOLD
Technical score 40/100
Last price: $5.27 · 52W range $3.60 – $14.61
Short answer
Should you buy FNMA right now? Stockgaide's AI rates FNMA as
HOLD, with a technical score of
40/100 at a last price of $5.27.
The 50-day average is below the 200-day average, and RSI sits at 26.3.
Wall Street's consensus rating is 2.38/5.
Full AI analysis for FNMA
Strategic Conclusion
Recommendation: Hold
Why? The stock is in a clear medium-term downtrend — price is below both SMA50 and SMA200, and MACD is bearish. However, RSI at 14.7 is deeply oversold, and analyst consensus is moderately positive (2.38 mean with 7 buys). The extremely low P/E of 0.39 is optically cheap but reflects distorted earnings and regulatory overhang, so value alone is not a sufficient catalyst. The balance between weak momentum and oversold conditions argues for patience rather than chasing or dumping.
Ideal profile: Long-term investor with high risk tolerance; not for short-term traders seeking trend confirmation.
Price range: Accumulation zone $4.50–$5.00; resistance at $6.00 (SMA50); stop-loss below $4.50.
Practical action: Do not buy at current level. Wait for a daily close above $6.00 or a bounce with volume to confirm reversal. If holding, keep position small and place a stop-loss below $4.50. If price breaks below $4.50, reduce or exit.
1.
Technical signal details
Rule-based read from price and momentum indicators only — the score behind the AI's recommendation above. Technical score: 40/100 (SELL).
50-day moving average is below the 200-day — medium-term downtrend pressure.
MACD is below its signal line — bearish momentum.
RSI at 26.25 — oversold, potential rebound zone.
Wall Street consensus rating of 2.38 — moderately positive.
Stockgaide's AI currently rates FNMA as HOLD, with a technical score of 40 out of 100 at a last price of $5.27. This is educational content, not investment advice.
Is FNMA in an uptrend?
FNMA's 50-day moving average (5.98) is below its 200-day moving average (7.46), which points to a medium-term downtrend.
What is FNMA's RSI today?
FNMA has a 14-day RSI of 26.3, which places it in oversold territory (above 70 is overbought, below 30 is oversold).
What do analysts say about FNMA?
Wall Street analysts covering FNMA have a consensus rating of 2.38 out of 5 (1 = Strong Buy), meaning they are moderately positive — 7 Buy · 5 Hold · 1 Sell.
Where is FNMA trading in its 52-week range?
FNMA last traded at $5.27, against a 52-week range of $3.60 to $14.61 — about 15% of the way up that range.
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